Referrals
Refer a friend and earn up to $5,000
Invite someone new to Wealthsimple and you could both get rewarded. The more they deposit, the more you could earn.

Here’s how it works
1. You share your link
Invite new folks by sending them your unique referral link.
2. They fund their account
Your invitee opens a new account and makes a deposit of $100 or more within 30 days.
3. Both of you get a bit richer
Once their funds land, you’ll both get $25. And the more they deposit, the bigger your bonus could be!
Super referrer offer
More referrals means more rewards
If you’re already referring lots of people to Wealthsimple, you might be eligible to become a super referrer. If you like the sound of turning your online clout into extra cash, let us know.


FAQs
Where can I find my referral link?
Where can I find my referral link?
In the app
- Sign into the Wealthsimple app on your mobile device
- Tap on the gift icon at the top of the screen
- Navigate to the "Referrals" tab
- Share your referral link with contacts or on socials
On desktop
- Sign into my.wealthsimple.com
- Tap on the gift icon at the bottom left of the screen
- Copy your referral link and share with friends or on socials
How much could I earn?
How much could I earn?
Once your referee makes a minimum $100 deposit to their Wealthsimple account within 30 days, you’ll both earn $25 each. And, the more they deposit, the more you could earn on top of that $25.
We’ve broken down the additional bonuses below.
Base bonus | Additional bonus | Total bonus | |
|---|---|---|---|
| $100–$999.99 | $25 | - | $25 |
| $1,000–$9,999.99 | $25 | $25 | $50 |
| $10,000–$49,999.99 | $25 | $75 | $100 |
| $50,000–$99,999.99 | $25 | $175 | $200 |
| $100,000–$499,999.99 | $25 | $475 | $500 |
| $500,000–$999,999.99 | $25 | $1,475 | $1,500 |
| $1,000,000+ | $25 | $4,975 | $5,000 |
Can I refer more than one person?
Can I refer more than one person?
Absolutely. There’s no limit to how many friends you can refer — or how many bonuses you can earn. Sharing is in fact caring.
How long does my friend have to fund their new account?
How long does my friend have to fund their new account?
Once your friend uses your code, they have 30 days to fund their new account.
Where does the cash reward get deposited?
Where does the cash reward get deposited?
Your bonus will be automatically deposited into your Wealthsimple chequing account, if you don't have one, you will need to open one.
I signed up but forgot to use my friend’s link — can I still get the bonus?
I signed up but forgot to use my friend’s link — can I still get the bonus?
Yep, as long as you haven't funded an account, you can apply your friend's referral code at any time. If you have funded an account, you have 7 days to apply a referral code.
Where can I learn more about the referral promotion?
Where can I learn more about the referral promotion?
You can find more information, including the terms and conditions, right here.