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Finance for Humans

Advice, tips, and useful information on how to be a better money person

  • Finance for Humans

    Cubicle Escape Plan: How to Semi-Retire Years Before Most Canadians

  • Finance for Humans

    The Budget for People Who Hate Budgeting (and Also Want a Bidet)

  • Finance for Humans

    A Six-Step Financial Plan for Every Human (or at Least Every Canadian)

Finance for Humans

A No-Tears Guide to Mortgage Renewals

Credit: Cari Vander Yacht

Finance for Humans

OMG You’re Having a Baby! (A Guide to That and Other Big Life Moments That’ll Affect Your Taxes)

Finance for Humans

Should You Buy or Rent? A Quick Formula to See

Finance for Humans

How Do I Diversify, Anyway?

Finance for Humans

The Bond Market Fell, Hard. An Explainer for Normal Humans

Finance for Humans

How to Make Your Money Make Money

Finance for Humans

How to 10x Your Tax Refund (Without Breaking the Law)

A safe with the door open and a large golden coin sitting inside

Finance for Humans

How Safe is a Bank Account?

Finance for Humans

Canadians Say They Need $1.7M to Retire. We Calculated How to Get There

Finance for Humans

We Have a Fancy New Way to Diversify Your Portfolio — And It Targets a 9% Yield

Illustration by Melanie Lambrick

Finance for Humans

Why the Asset Bubble Popped, All at Once

Getty Images

Finance for Humans

Is it Better to Pay Down Your Mortgage or Invest?

There’s more cash on the sidelines in Canada than any time in recent memory. Here’s how to know when, and how, to get back into the market.

Finance for Humans

Canadians Are Keeping Their Money in Cash. It’s Risky.

Our columnist helps the happy-couple-to-be think through how to pull off their special day without bankrupting their special friends.

Finance for Humans

Ask Lizzie: Help! I’m Planning a Wedding and I Don’t Want to Bankrupt My Friends!

When the market dips, people start to wonder: is now the time to buy? Here's our answer.

Finance for Humans

Wealthsimple Explains: The Market Crashed! Should I Buy the Dip?

When to buy (sometimes!), when to rent (the other times!), and when to just give up (please don’t). The Wealthsimple guide to never letting the real estate market terrify you.

Finance for Humans

When to Buy (Sometimes!), When to Rent (the Other Times!), and When to Just Give Up (Please Don’t)

Our columnist looks at the incredibly slow changes happening in corporate culture — and how (and when) to stand up for yourself.

Finance for Humans

Ask Lizzie: How Do I Know If I’m “Paying My Dues” or “Getting Taken Advantage of”?

And oh, it’s been crappy. It's easy to feel like an investing genius when the markets are going up. But how do you stay smart when markets are... not up?

Finance for Humans

Our Four Step Plan to Investing in a Crappy Market

Getting a giant refund? Don’t want to be smart and invest it but short on ideas for what to do with it? We’re here to help.

Finance for Humans

Five Gloriously Silly Things To Do With Your Tax Refund

In our third installment, we’ll learn about the possibility of a whole new (and some say much better) internet, and how to watch out for a common scam.

Finance for Humans

Learn to Speak Crypto: Lesson Three

A book that says shit no one knows, tax edition

Finance for Humans

Five Tax Enigmas That Confuse Basically Everyone

This week, our columnist wades into the messy business of balancing savings goals with having kids, and how to compromise when you disagree about…big things.

Finance for Humans

Ask Lizzie: I Want Another Baby. My Husband Wants to Build a Dream House. Help!

Are you new to trading? Well, surprise! You have to pay taxes on all the stocks you sold last year. How nervous should you be about that? Not very — if you do a few simple things.

Finance for Humans

Oh Wait, Do I Need to Pay Taxes on My Stock Trades? A Guide

Finance for Humans

A Freelancer’s Guide to Saving Like a Corporate Lifer

Social media is great for doom scrolling and feeling FOMO. But it’s absolutely lousy if you want to know crypto tax laws in Canada.

Finance for Humans

You Don’t Have to Pay Taxes on Crypto! And Other NOT TRUE Tax Myths

Finance for Humans

Inflation Freakout 2021: What Happens Next?

Finance for Humans

Seven Ways to Get Ready (Financially) for Your First Kid

Finance for Humans

Ask Lizzie: How Do I Afford to Buy My Rich Sister Something She’ll Actually Like! And Other Holiday Conundrums

Illustration of a tax form placed inside a bear trap

Finance for Humans

Five Tax Traps — And How, If You Start Now, You Can Avoid Them

Finance for Humans

Learn to Speak Crypto: Lesson Two

Finance for Humans

Five Simple Rules To Be the Absolute Worst Stock Picker

Finance for Humans

It’s Financial Literacy Month! Here’s Some Essential Money Advice

Finance for Humans

I Wanted to Raise My Kids Middle Class. The Problem Was We Weren’t Middle Class Anymore

Finance for Humans

Lizzie Asks “Ask Polly”: How to be a Married Person in the World

Finance for Humans

Everyone I Knew Was in Crypto. So I Tried It Too, Reluctantly

Finance for Humans

Stocks Are at Record Highs. Is It Time to Sell?

Finance for Humans

Bond Yields Are Super Low. Some Investors Are Freaked. An Explainer

Finance for Humans

Ask Lizzie: I Make Less Than My Partner and I Just Can’t Relax About It

Finance for Humans

Learn to Speak Crypto: Lesson One

Finance for Humans

Why Most Eco-Friendly Investment Funds Really Aren’t That Eco-Friendly

Finance for Humans

Ask Lizzie: Is it OK if I Use Shopping to Make Me Feel, You Know, Happier?

Finance for Humans

Inflation Panic 2021! What It Means, What To Do

Finance for Humans

How & Why to Break Up with Your Financial Advisor

Finance for Humans

Ask Lizzie: Should I Keep My Inheritance If I Stopped Speaking to My Dad?

Finance for Humans

Everyone’s Trading Now. So I Tried It Too, Reluctantly

Finance for Humans

How to Break Up Financially When You Break Up

Finance for Humans

The Perfect Guide to Every Little Tax Question You Have

In this battle of the tax-sheltered accounts (and who doesn’t love to see a good fight between tax shelters?), we tell you when you should put your money in an RRSP, when you should pick a TFSA, and when you should do both (if you can!).

Finance for Humans

RRSP vs TFSA: What’s the Better Choice?

Finance for Humans

Ask Lizzie: Can I Personal Finance My Way Out of a Career of Discrimination?

Finance for Humans

How To Pick a Charity That Does The Most Good

Finance for Humans

How Do You Invest When Interest Rates are at 0%? A Wealthsimple Guide

And six other things you need to know to do this tax season right.

Finance for Humans

You May (Still) Have to Pay Taxes on COVID-19 Benefits

Finance for Humans

Crypto Quiz Part Two: The Flippening

Finance for Humans

The Crypto Quiz! (Part 1!)

Comic of two women walking pets. One is dressed casually and is walking a dog, the other is dressed up and walking a tiger.

Finance for Humans

Ask Lizzie: Can I Stop Being Friends With Rich(er) People?

Finance for Humans

The Five Worst Reasons to Be Trading Crypto

Typographic image of personal finance terms

Finance for Humans

The Best BIPOC Money Sites in Canada

How do you make a Big Financial Decision (BFD) — like buying a house or starting a business or selling an asset — in the middle of a hurricane of uncertainty? Here’s a guide to deciding (and deciding if you should decide) in a time when no one wants to.

Finance for Humans

Help! This Is a Super BFD!

Finance for Humans

Ask Lizzie: I Want to Give Money to What’s Important, But I’m Worried About My Financial Future

When she was 30, Pauleanna Reid—journalist, advice-giver and entrepreneur—found herself in more than $50,000 in credit-card debt. Now, at 32, the debt’s gone and her business is thriving. Here she breaks down her advice for getting out of debt and staying on track.

Finance for Humans

How I Got Out of (a Lot) of Credit-Card Debt

Finance for Humans

Tax Tips: How to Do Tax Season Right

Finance for Humans

How to Be Your Own Boss Without Wanting to Fire Yourself

Finance for Humans

Can I Be a Woman in Tech and Still Be Paid What I Deserve?

Finance for Humans

How To Start Your Own Whisky Fund for $1500

Finance for Humans

How To Budget for Your Wedding

Finance for Humans

Trade Wars! (Should I Be Scared?)

Our columnist takes on one of the thornier problems with tipping.

Finance for Humans

Dear Ms. Etiquette: I went to an awesome new salon the other day and left a huge tip. Do I have to tip that much if I go back?

Finance for Humans

Here Are the Eight Tax Tips You Need

Finance for Humans

How to Trick Yourself Into Saving Tons of Money, No Hypnotist Required

Finance for Humans

Why Is It Important to Know the Difference Between "Time-Weighted" and “Money-Weighted" Returns?

Finance for Humans

Emergency Money: What to Do When Your Bills Are Bigger Than Your Income

Finance for Humans

Is It Really Wise to Trust a New Company With My Nest Egg?

Finance for Humans

Trusts: They're Even For People Who Don't Have a Yacht

Finance for Humans

I Get Free Tax-Loss Harvesting! Awesome! Wait. What is That?

Finance for Humans

How to Take a Year off in Berlin for a Grand Total of $17,000

Finance for Humans

How to Take a Year Off in Barcelona for $18,000 USD (Or Less!)

Finance for Humans

Dear Ms. Etiquette: My Boyfriend Wants Me to Support Him While He Chases His Dream

Finance for Humans

If Stocks Are So Great, Shouldn’t I Only Have Stocks?

Finance for Humans

Ten Easy Arguments to Convince Your Friends to Join Wealthsimple

Finance for Humans

Dear Ms. Etiquette: Can I Run Crazy in the Streets if the Raptors Win Or is it Un-Canadian?

Finance for Humans

How to Start an Art Collection For the Price of Courtside Raptors Tickets

Finance for Humans

How Do I Know When To Start Investing?

Finance for Humans

How to Start a Wine Bank for $2,500

Finance for Humans

Why Would I Ever Put Money In Savings Instead of Investing It?

It's not sexy. But it's smart to invest your BTC gains in a diversified portfolio. Here's our guide. (Bonus: you can keep some BTC so you don't suffer from FOMO).

Finance for Humans

Why It’s Smart to Start Selling Bitcoin. Even if You Think It’ll Go Up.

Finance for Humans

I Find the Stock Market Scary—Can I Just Close My Eyes and Put My Money in a Savings Account?

Finance for Humans

Dear Ms. Etiquette: What should I do when someone asks how much I make?

Finance for Humans

Dear Ms. Etiquette: I just got engaged! Can I ask for a prenup or does that mean I'm dead inside?

Nothing brings you into the world of financial grown-up-ness quicker than finding out you or your spouse is pregnant. Relax, take these simple steps, and feel like the parent you hope to become.

Finance for Humans

How to Get Financially Ready to Have a Kid and Still Feel Joy

Finance for Humans

Dear Ms. Etiquette: Do I Have to Give to My Coworker’s GoFundMe?

Finance for Humans

Is Your Payment App Making You Passive Aggressive?

Finance for Humans

How to Afford to Take the Parental Leave You Want

Finance for Humans

I'm moving in with my girlfriend. She makes way more than I do. Can I suggest we "ratio" our rent or is that weird and unsexy?

Finance for Humans

Pre-Inauguration Special: How to Move (Your Money) Back to Canada

Our columnist takes on the age-old question of mooching off your genetic forebears.

Finance for Humans

Dear Ms. Etiquette: When am I too old to ask my parents for money?

Finance for Humans

Should I Find a Money Manager Who Can Help Me Avoid the Next Downturn?

Finance for Humans

How To Know What Kind of Mortgage You Can Afford

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