Business investing
Put your corporate cash to work with flexible investing
20 minutes
That’s usually all it takes for clients to verify their first account. Get started from anywhere. No stuffy branch visits.
14,000+
Is how many stocks and ETFs you can choose from to build a portfolio for you business.
3.95%
The margin rate you could get — that’s lower than any Canadian bank.
Choose a managed portfolio, trade yourself — or combine both
- Build your own portfolio of stocks and ETFs, commission-free
- Buy and sell 24 hours a day, 5 days a week
- Purchase a piece of a share with real-time fractional trading
- Auto-invest funds into your favourite stocks and ETFs picks
- Increase your buying power with margin rates as low as 3.95%
- Canada’s only $0 options contract platform — with advanced strategies and tools like real-time quotes and insights
- Enabled through an advisor — we'll connect you
- Invest in the underlying stocks of the top indexes in the U.S. or Canadian market
- Up to 14.3% historical annual return
- Auto-rebalancing to maximize tax-loss harvesting. Learn more
- Enabled through an advisor — we’ll connect you
- Diversify your portfolio with private credit and private equity investments
- Minimum $10,000 investment in each
- Enabled through an advisor — we’ll connect you
- Expertly built with low-fee ETFs across different asset classes
- Management fees start at 0.5% and drop to 0.4% once you hit $100,000 with us
- Set your risk level to suit your comfort level or investment plan
- Earn up to 4.6% on your cash without losing any liquidity
- Choose from three low-risk portfolios — including one made up of government and corporate bonds
- Enabled through an advisor — we’ll connect you
Business chequing
Manage your day-to-day finances with us, too
Open a chequing account for your business with up to 2.25% interest, no monthly account fees, and no minimums.
How to: Fundamental analysis
Know how to spot a good stock?
Master the basics of fundamental analysis and see what the numbers say before you invest.
Ready to invest back into your business?
Open your account now with no hold music, time-wasting bank visits, or sneaky fees.
FAQs
How long does it take to setup an account?
How long does it take to setup an account?
When you open your first business account, you’ll need to onboard your corporation with us. Make sure you have your corporate information handy — and that it’s up to date with your jurisdictional business registry.
You’ll be asked to provide information such as your business type, registration details, addresses, and more. We’ll verify that information against relevant government databases. For the majority of businesses, this takes about 20 minutes, but it can vary.
Once your corporation is verified, you can open up to 8 investing accounts and 8 chequing accounts in just a few minutes.
My business has multiple directors — can they get access to the account, too?
My business has multiple directors — can they get access to the account, too?
Yes. When setting up your corporation, you'll add the people authorized to access it. Once they create a profile, they'll have full access to the business' financial accounts.
Is there a minimum amount required to open an account?
Is there a minimum amount required to open an account?
Nope, there's no minimum amount to open an account. We'll even cover any transfer fees charged by your current financial institution if they meet a minimum threshold. You can find the terms & conditions here.
Can I use the same login for my business and personal Wealthsimple accounts?
Can I use the same login for my business and personal Wealthsimple accounts?
Yes! That's one of the nice benefits to consolidating — you can use the same login for all your Wealthsimple accounts.
Does Wealthsimple offer dedicated advisors?
Does Wealthsimple offer dedicated advisors?
If you have over $1,000,000 in managed assets, you can gain access to a dedicated advisor to help you work towards your goals. Learn more here.
Wait, are the Margin rates really lower than any Canadian bank?
Wait, are the Margin rates really lower than any Canadian bank?
Yes, As of April 6, 2026. We compared our rates with all margin interest rates with similar asset requirements available from Canadian financial institution listed under Schedule I under the Bank Act.
How can I access an advisor and which investing options are only available through them?
How can I access an advisor and which investing options are only available through them?
It’s simple — get in touch with our team and we’ll connect you with an advisor. They’ll gather a few details and can give you access to Options, Direct Indexing, Private Credit, and Private Equity. Once you’re set up, you can manage everything directly in the app.
How do the alternative investments work?
How do the alternative investments work?
Our Private Equity and Private Credit funds are available to business clients through an advisor. If you’d like to be connected to one, connect with our team. There is a minimum of a $10,000 investment and a few other specifics they’ll walk you through.