Mortgage calculator disclaimer

The total rebate, hypothetical mortgage rate, and equivalent monthly payment may differ based on the approved mortgage rate, mortgage terms, actual transfer amount, and client status at the time specified in the promotion terms. All prepayments are subject to Pine's pre-payment privilege policy.

The rate(s) shown here are for high ratio insured mortgages available for customers purchasing an owner-occupied residential property valued under $1,000,000 with less than 20% down payment. The Annual Percentage Rate (APR) and the annual interest rate for these mortgages are the same, and the property valuation fee is waived.