Home Buying
Learn more about home buying
FHSA vs. TFSA vs. RRSP
1 min read
Instead of stressing with a calculator or calling your accountant, you can figure out which tax-sheltered account is best for you — FHSA, RRSP, or TFSA — with this very simple (and fun!) flow chart.
Fixed vs. variable mortgage rates: What is the difference?
2 min read
If you're shopping for a mortgage, it's important to understand the difference between fixed vs. variable mortgage rates, and what an adjustable mortgage rate is. Learn more about which option may be right for you.
How to be prepared as a homeowner
5 min read
As a new homeowner, you need to be prepared for maintenance and renovations you may not have considered while renting. Learn what you may need to watch out - and save - for.
Closing on a house: What to expect
2 min read
You’ve almost got the keys and it’s time to close on a house. Learn what to expect during this process.
How to bid on a house
6 min read
Ready to make that offer? Learn about ways to negotiate and bid to get the house of your dreams at a price that works for you.
How to get a good real estate agent
5 min read
Finding a good realtor can be hard, especially if you’ve never had one before. We go over how to find one and what to ask them.
How to choose a mortgage
5 min read
Fixed, open, term, amortization. There are a lot of terms with choosing a mortgage, and we want to make it clear so you can make an informed decision.
How to choose a city to live in
1 min read
From the right city to the right neighbourhood, choosing the city to buy a home in can be tough! We help to simplify it.
How much mortgage can I afford?
2 min read
We go over the difference between what mortgage amount you qualify for and what you can afford, and how to budget to get there.
Home Buyers Plan & Payments Canada 2024
8 min read
Learn how you can withdraw up to $60,000 tax-free to be used towards a down payment for your house under the RRSP Home Buyers' Plan
What Is a First Home Savings Account?
4 min read
An FHSA is a new type of tax-sheltered account that helps Canadians save up to $40,000 toward the purchase of their first home. Here's how it works.
What is a mortgage?
2 min read
It's a loan provided by a bank or another kind of creditor using a property as collateral.
What is mortgage refinancing?
1 min read
It's the process of convincing a lender to pay off your current mortgage and replacing it with a brand new one.
What is the Canada Mortgage and Housing Corporation?
1 min read
Its purpose is to get Canadians into affordable housing.
What's a second mortgage?
1 min read
It means borrowing more money against the equity currently in your home.